PS to H Tate: I suppose that the extra a few months payment will be additional all at once if the five years are up. I will know for amongst mine in August 2008. If the rate drops greatly, you have a option to make. Can it be improved https://financefeeds.com/4-best-new-meme-coins-to-buy-today-one-could-make-you-a-millionaire-if-you-buy-before-the-surge/